Foreign Driver Insurance - Basic Requirements
Of late, it has been noticed that many of the foreign drivers are migrating to the city in search of jobs. In such cases, the foreign drivers do have to maintain the same traffic laws as the drivers of that particular city maintain. As a result it is equally important to ensure that you possess a foreign drivers insurance in order to drive safely and also have adequate coverage in the event you need it. For instance, many of the foreigners choose to add any of their relative or friend to their policies while visiting other countries in order to save the premium of the policy. In the current write up we are going to discuss the details and importance of foreign driver insurance.
What you should know before applying for foreign driver insurance
1. You should bring your valid driver's license from your home country. The minimum age for driving a vehicle starts at the age of 16 and varies according to the different countries. If you do have valid license then you can drive your car in the foreign land. It is best to keep the license on person always as you might be asked to produce the same at times. Nevertheless, it is better to obtain the license of your present country also, in order to avoid any harassment.
2. If you are in a serious offence regarding driving the car within a span of five years, then it is difficult for you to get the insurance.
3. You should also get a foreign driving permit. It implies that you are eligible to drive in a foreign land as you also have a valid license to drive around in any part of your new country.
4. You should also be covered well against all the risk factors and accidents while driving your car.
Fulfilling the basic steps of the insurance, you should then be aware of the eligibility criteria of getting the foreign driver insurance. In the first case, you should make sure that your vehicle insurance should be both adequate and current in its structure in order to avoid hassles. The foreigners should also need to guarantee that they are driving safely and legally. You should possess only one vehicle which was initially purchased and at present registered under the present country. It will be expected by the insurance company that no illegal goods should be carried in the vehicle.
Explain to your insurance agent or the company if you like to have a foreign driver. When questioned provide the driver's name, date of birth and the license number. If asked by the insurance company, you should be ready to pay the additional premium for the foreign driver insurance.
As most of the companies have the tendency to reject the foreign drivers' application for driving permit, you can fail to get the insurance. In such case, the best solution is to get an international license, which will easily bring you the insurance. There is also the option of availing temporary insurance as the visitors of the country.
Author Bio: Sam Payn is an avid blogger. He has particular interest in writing blogs and articles on finance, investment and life insurance.
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